Why you should order an appraisal from Tight & Right Real Estate ValuationEach year, thousands of people in New Jersey buy, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation systems that might seem more cost-effective than an appraisal. You might assume that obtaining a mortgage is the only reason to acquire an appraisal, but there are additional cases when the services of a certified, independent real estate professional might be beneficial. 
Contest your tax assessment in Union CountyIt's likely you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your house, so if values are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. At Tight & Right Real Estate Valuation, we're equipped to assist you in appealing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the buyeris more than 80% of the actual value of the home, nearly all lenders ask homebuyers to take out this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Tight & Right Real Estate Valuation can produce a statement regarding the value of your home. The expense of the home valuation can often be offset in little time because you'll no longer be paying the PMI. Order your appraisal from Tight & Right Real Estate Valuation today Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a very horrible ordeal for both parties, and it is often further complicated by the troublesome decision of who maintains the house. Regardless of the circumstances, it's a good idea to order an appraisal from Tight & Right Real Estate Valuation so both parties are entirely aware of the true market value of their home. The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Union County for workEmployee relocation is a stressful event, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information about any new sales or listings in their neighborhood that they want considered during our detailed inspection. Close on your home quickly — for an accurate priceWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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