Attention homeowners in Princeton and Union County: Need an appraisal?

Check out the top 7 reasons why NJ homeowners order from Tight & Right Real Estate Valuation:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NJ property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NJ divorce, where real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Union County or the state of NJ

Do you own a house in or near Princeton? Do you need help determining the price of your real estate?
Contact Tight & Right Real Estate Valuation.

At Tight & Right Real Estate Valuation, we understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Tight & Right Real Estate Valuation are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Tight & Right Real Estate Valuation is veterans in helping people just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Tight & Right Real Estate Valuation is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Tight & Right Real Estate Valuation can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Tight & Right Real Estate Valuation can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Tight & Right Real Estate Valuation can help with that too. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.

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