Let Tight & Right Real Estate Valuation take care of your appraisal needsTo many, an appraisal just looks like one more thing in the long list of items for a home purchase or refinance. Even though there are a multiplying number of automated home valuation methods that may appear more economical than an appraisal, almost all lenders still want a local expert because the stakes are so high. Is securing a mortgage the only basis for getting an appraisal? Are there additional times when the services of a licensed, independent real estate professional could come in handy? Of course there are. 
Appeal your tax assessmentIf you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Tight & Right Real Estate Valuation is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Very often, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Tight & Right Real Estate Valuation can give you a statement regarding the value of your home. The price you paid for the appraisal can often be regained in little time because you'll no longer be paying the PMI. Order an appraisal from Tight & Right Real Estate Valuation Order onlineGet a clear valuation on a home take make a divorce settlement less stressfulA divorce is often complicated by the challenging decision of who gets the property, and it can be an especially traumatic ordeal for both parties. It's a good idea to order an appraisal from Tight & Right Real Estate Valuation so both parties are entirely aware of the true market value of their house, regardless of the situation. The parties will have a clearer picture of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Union County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our detailed inspection. Close on your home promptly — for an accurate priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they rest on our efforts to finish the appraisal report. We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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